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Save Card Overview

There are two ways to store credit card data:

  1. Customer Initiated
    On the Credit Card payment page there is an option to save the card. When the customer chooses the option, the credit card will be saved after the transaction is successfully authorized.
  2. Merchant Initiation
    In the payment initiation process, the merchant sends the card.storedOnFile parameter with the value TO_BE_STORED. This parameter becomes an indicator on the Finpay side to store the credit card after the transaction is successfully authorized.

Once the credit card data is stored, the merchant can initiate the payment with or without customer interaction. We call it One Click Payment and Two Click Payment.

Transaction Flow​